NOBLE FINANCE$: Accelerating CA$H Flow  



If you enjoy this information by Sandra Noble

Social Bookmark this page

Factoring Compared to Other Financing Options
by Sandra Noble, President, MBA, DCFS, Six Sigma, CPIM

Noble Finances / Noble & Associates Consulting, Inc.

There are non-debt financing solutions. Have you heard the term “Factoring”. Or, are you familiar with the concept of “Accounts Receivable Financing”?

Both of these terms are synonymous. And both refer to ways of getting cash without incurring debt. Factoring occurs when you sell your accounts receivable invoices in exchange for CA$H. In as little as 24 hours, you would receive from 50% to 90% of your invoice face value. The funding source or factor would then collect from your customer. After your customer pays, you receive the remainder of your money less a discount fee.

The chart below has a quick
Comparison of Factoring with Other Financing Options.

  Leasing Venture Capital Bank Loan Private Investor Factoring
Simple Application No No No Depends Yes
Days for Approval 15-30 90-180 60-180 15-90 3-10
Approval Based on Your Company's Credit Yes Yes Yes Yes No
Give Up Equity No Yes Yes Yes No
Give Up Control No Yes No Sometimes No
Limited to Asset Value Yes No Yes Maybe No*
Automatically Expandable No No No No Yes
Require Profitability Usually Usually Yes Usually No
Reduce Overhead No No No No Yes

*Limited to your accounts receivable value, but not limited based on other assets.

To download a MS Word copy of this chart, click Compare Factoring with other Financing

How It Works

Noble Finance$ provides Accounts Receivable Financing (Factoring). Funds are available for companies with monthly receivables of $10,000 or more. You are approved for this funding based on the creditworthiness of your customers.

The initial funding period shown above includes time for due diligence and application processing. Once your account is set up, all you need to do is fax in your invoice and cash will be wired to your account in 24 to 48 hours!

Get started NOW, Click Factoring Info & Application

a FREE, No Obligation Quote
Contact us today at 404-374-3384 or


for more strategies for strengthening your business:

Noble Finance$: Accelerating Cash Flow!
A Diversified Cash Flow Specialist (DCFS) company, certified by the
American Cash Flow Institute®.
Noble Finances is a division of Noble & Associates Consulting, Inc.

Noble & Associates Consulting specializes in I.T. Needs / Strategy Assessments, unbiased Software Selection assistance, and curing Post Implementation Distress
SM. We also have full life cycle implementation expertise in SAP, Oracle and other enterprise-wide software solutions.



Cash Flow  |  Why Factoring  |  Sign Up  |  Medical   |  ConstructionGovernment  |  Lawsuit Funding
Articles  |  News 

Factoring / Accounts Receivable Financing / Equipment Leasing / Lawsuit Funding
Copyright © 2006-2009. All rights reserved.Sandra Noble, President 
Noble Finances is a division of Noble & Associates Consulting, Inc.
Address: 4355 Cobb Pkwy Ste J-217, Atlanta, GA 30339  Phone: 404-374-3384 
Warranties, Disclaimers & Legal Rights | Terms of Service | Privacy Policy